We need to raise $175K using NONE of our own cash or credit for this Deal to cover all our costs & fees 100%.. Here’s How...

STEP 1
Find motivated Seller deploy & negotiate a 70% deal + repairs.. and put it under Contract.

STEP 2
Find and call a Real Estate "HARD Money Lender" via your city on Google.. “Many do not realize how EASY it is to find and secure Hard Money funds”.. WHY ? Because you will get the funding you need guaranteed when the property you have is the collateral they seek in exchange ..and they'll be very happy and interested to talk and do business with you..vs asking or looking into your personal credit or any down payments which they could care less about.. the “property” in your possession IS your “ACE” Card.. that gets the ball & Deal rolling.. and they are willing to loan you the cash if the numbers make sense and its legally under contract in your name or LLC & on the merits of the deal.. the only caveat is that if you default on payments you will legally lose the property to them as they are loaning you the cash against the property.

They typically will loan out only 80% LTV (Loan to Value) of what is needed at current industry Hard $ loan charges what is needed at current industry Hard $ loan charges ranging from 9%-16% interest with a 6 mo. term to pay it off. Be aware that there may also be additional points charged (1-4% of total borrowed) for processing and more BS to get more money out of you.. lol. I will use 12% interest for our example. $140,000.00 dollars (80% of $175K LTV) is what they’ll loan out with the property as collateral.. We will still need to borrow $35,000.00 more to reach our full 100% funding amount of $175K.. this is insuring that we have some “skin in the game” and that we won’t just walk and be shady..& keeps both parties honest in the game. We now go to..

STEP 3
Find a “Private Lender” for that remaining 20% / $35,000 Where we’ll also use 12% interest on with 6 mo. term to pay it off. This is where you go to a friend, family or associate or Google where you can find many of them to borrow that extra $35k that we'll need to close the gap for financing 100% this deal. We may need to put them in as a 2nd position lien holder or if we know them personally and they like & trust us an arrangement can be worked out.

STEP 4
With 2 loans interest fees to pay off in 6 months.. The Hard money lender interest comes in at $16,800.00 (12%).
Take the $140K hard money loan and minus the $16,800 to pay this interest off which we divide into 6 monthly pay this interest off which we divide into 6 monthly incremental payments.. and POOF.. we just took care of the interest using a portion of the Hard money loan itself thats secured by our property.. using ZERO Money from our pockets to finance the fees. BOOM. We now have a balance of.. $123,200 (Minus $16,800) to work with.

STEP 5
We now secure the remaining $35,000 we need via a Private Lender.. with interest at $4,200 (12%).
We take our $35K Private money loan and minus the $4,200 to pay this interest off which we again divide into 6 monthly incremental payments.. and BAM. We just took care of the interest fee using a portion of the Private money loan itself thats also secured by our property assets as collateral.. using again NO Money from our pockets & BOOM De YAY we did it again. We now have a balance of.. $30,800 (Minus $4,200) to work with.

STEP 6
We now combine the 2 balances (After 12% interest fees) from each Loan ($123,200 + $30,800) = and we have a total of:
$154,000.00
( Balance left to work with to finish off this deal with NO Loss or money out of our pockets.)

STEP 7
Our final step is to get to work.. and pay off and close this Our final step is to get to work.. and pay off and close this deal 100%
"Here is the 3rd grade math for the
$100,000" (Acquired property & the expense costs of this 3/2 1275 sq. ft. house.) that has a $250,000.00 ARV (via recent sold comps)
$154,000.00 total raised OPM Funds. (After interest fees paid.)
$20,000 EDM/ Title/Escrow
$80,000 House property
$15,000 Rehab costs
$9,000 for Agents & Closing 6% agents 3% closing
$6,000 carrying costs 6 months to build & Sell.
$700 Constantclose.com to service the deal.
$8,000 Acquisition (Wholesale fee)
$15,000 Set aside profit for contractor or Fix n Flipper.
+++++++++++++++++
$153,700 TOTAL. … ($300.00 Left Over.)

NOW LETS Fast Forward 6 months with a 30,000 foot view..
Let's say the HOUSE Sells for
The ARV amount of $250,000 here’s what we'll have..

$250,000 in Escrow FINAL SALE

We then pay off the full..
$140,000 to the Hard Money Lender ..their happy & win!
$16,800 Interest 12% they made a profit.
$35,000 to the Private Money Lender ..their happy & win!
$4,200 Interest 12% they made a profit.
————————————————————————
$196,000 Total Payoff..
$250,000 - $196,000 = $54,000 to us We're Happy & WE WIN!.
Thats 3 WINS! win/win/win
With following these strategic smart Steps "WE made
$54,000 dollars of PROFIT”!!
In our POCKETs with NO CREDIT / NO MONEY using our brain..
BOOM!!!